Stripe Tap to Pay vs Square
Choose Stripe to embed payments in your own software and unify channels; choose Square for a turnkey POS app with no development work.
| Stripe Tap to Pay | Square | |
|---|---|---|
| Company | Stripe, Inc. | Block, Inc. |
| Platforms | iPhone & Android | iPhone & Android |
| In-person pricing | Typically 2.7% + 5¢ for in-person card payments in the US (varies by country and negotiated rates). No mandatory monthly fee. | 2.6% + 15¢ contactless on the free plan (2.5% + 15¢ Plus, 2.4% + 15¢ Premium). No monthly fee on the free plan. |
| Monthly fee | None to start | None to start |
| Business reporting | Yes | Yes |
| Countries | US, UK, Canada, Australia, France, Germany | US, UK, Canada, Australia, Ireland, France |
| Best for | Developers & platforms embedding payments in their own app | Most small businesses wanting an all-in-one free POS |