Good business reporting turns payment data into insights — which products are selling, which days are busiest, how revenue is trending, and where your money is going. Many Tap to Pay apps include built-in analytics dashboards that pull data from every transaction, giving you real-time visibility without needing separate accounting software or manual spreadsheets.
The apps below all include business reporting features, though depth varies. Square offers one of the most comprehensive free reporting suites, with sales by item, employee, location, time period, and payment method, plus tax reports and export to QuickBooks. Stripe provides powerful developer-friendly analytics and data exports. Shopify includes detailed retail and e-commerce reporting if you use its broader POS ecosystem. Neobank apps like Revolut and Tide combine payment analytics with business account insights, showing cash flow and expenses alongside sales.
If reporting is critical, verify what's included in the free tier versus paid plans — some apps gate advanced analytics behind monthly subscriptions. Also check whether the app exports to your accounting software (QuickBooks, Xero, etc.) or offers API access if you want to build custom dashboards. For more context, see our small business guide.
| App | Platforms | In-person pricing | Monthly fee | Best for |
|---|---|---|---|---|
| Adyen Tap to Pay | iPhone & Android | Interchange++ plus a per-transaction fee; negotiated, enterprise-oriented pricing. | None to start | Enterprises & platforms with global footprints |
| Chase Tap to Pay | iPhone | Chase merchant-services processing rates apply; varies by account. | None to start | US businesses banking with Chase |
| Clover Go / Tap to Pay | iPhone & Android | Around 2.6% + 10¢ in person; plan and hardware costs vary, monthly software fees may apply. | Varies | Growing retail & restaurants wanting a full POS suite |
| Dojo Tap to Pay | iPhone & Android | ~1.4% + 5p with ~£20/mo; better value at higher volumes. | From $20/mo | Higher-volume UK merchants |
| Elavon Tap to Pay | iPhone | Negotiated acquiring rates; varies by merchant. | None to start | Merchants wanting a bank-grade processor |
| Flatpay | iPhone & Android | Flat ~0.99%–1.49% per transaction; some markets include free hardware. | None to start | European SMEs wanting predictable flat pricing |
| Flutterwave | iPhone & Android | Transaction-based pricing; varies by country. | None to start | Businesses operating across multiple African markets |
| GoDaddy Tap to Pay | iPhone & Android | Around 2.6% + 0¢ in person; no mandatory monthly fee on the base plan. | None to start | GoDaddy website & store owners |
| GP tom (Global Payments) | iPhone & Android | Transaction-based pricing; varies by market and plan. | None to start | European merchants on Global Payments |
| Helcim Tap to Pay | iPhone | Interchange-plus (e.g. ~0.4% + 8¢ above interchange in person); no monthly fee. Effective rates fall with volume. | None to start | Cost-conscious merchants wanting transparent pricing |
Adyen N.V.
Enterprise-grade Tap to Pay through Adyen's unified commerce platform and SDKs.
JPMorgan Chase
Tap to Pay on iPhone from a major US bank, integrated with Chase business banking and payments.
Fiserv (Clover)
Clover Go brings tap-to-pay and a full business management suite to small and growing merchants.
Dojo
Tap to Pay from a UK card-machine specialist, well suited to higher-volume merchants.
Elavon (U.S. Bank)
Tap to Pay on iPhone from Elavon Mobile, backed by U.S. Bank's acquiring network.
Flatpay ApS
Flat, transparent transaction pricing with Tap to Pay and POS, expanding across Europe.
Flutterwave
Pan-African payments company offering in-person acceptance including tap-to-pay in 30+ markets.
GoDaddy
Contactless acceptance in the GoDaddy Commerce app for sellers already using GoDaddy for web and commerce.
Global Payments
Global Payments' Tap to Pay app for European merchants, no extra hardware required.
Helcim
Interchange-plus pricing that drops as you grow, with Tap to Pay on iPhone and transparent fees.
iKhokha
Free in-app tap-on-phone — one of South Africa's lowest-cost entry points to card acceptance.
CloudWalk (InfinitePay)
Brazilian fintech that pioneered Tap to Pay on iPhone, supporting both iOS and Android.
Lightspeed Commerce
Tap to Pay on iPhone for retail and hospitality merchants on the Lightspeed platform.
Mercado Libre Group
Dominant Latin American fintech with Tap to Pay on iPhone and Point Tap on Android.
Mollie B.V.
Dutch PSP's no-hardware contactless app with simple onboarding and no fixed contract.
myPOS World Ltd
Standalone tap-on-phone app that works across Europe with instant settlement to a myPOS account.
Nexi Group
Pan-European Tap to Pay via Nexi's MyPayments app for independents and small merchants.
PagBank PagSeguro
Brazilian acquirer's tap-on-phone in the PagVendas app with funds to a PagBank account.
North (Payanywhere)
Tap to Pay on iPhone with a free reader option and a familiar US mobile-payments app.
Paymob
Major MEA payments provider offering tap-to-pay alongside its gateway and POS across the region.
PayPal (formerly Zettle)
Accept contactless cards and wallets in the PayPal/Zettle app and get funds in your PayPal balance fast.
Razorpay (Ezetap)
SoftPOS / Tap to Pay for Indian merchants turning Android phones into card machines.
Revolut Ltd
Tap to Pay on iPhone inside Revolut Business, strong for international and multi-currency sellers.
Shopify Inc.
Tap to Pay inside Shopify POS, syncing in-person sales with your Shopify online store and inventory.
Block, Inc.
Turns an iPhone or Android phone into a contactless card reader for free, with a full POS, invoicing and reporting behind it.
Stripe, Inc.
Developer-first Tap to Pay via the Stripe Terminal SDK — embed contactless acceptance into your own iOS or Android app.
SumUp
No-monthly-fee contactless acceptance with a bundled business account, strong across Europe and beyond.
Teya (formerly SaltPay)
Membership pricing with a bundled business account and 50+ ePOS integrations across Europe.
Tide Platform Ltd
Tap to Pay on iPhone for Tide business account holders, with a subscription option to cut rates.
Toast, Inc.
Restaurant-focused contactless acceptance built into the Toast platform for tableside and on-the-go orders.
StoneCo
Stone's SME brand with tap-on-phone plus unified Pix QR and SoftPOS acceptance.
NatWest Group (Tyl)
Bank-backed tap-on-phone with no monthly app or PCI fees; no NatWest bank account required.
Tyro Payments Ltd
Tap to Pay on iPhone from an Australian fintech; works alongside an existing bank account.
Viva.com (Viva Wallet)
Pan-European acquirer with Tap to Pay built into the Viva.com Business app and a bundled account.
Westpac Banking Corporation
Australian bank's no-hardware Tap to Pay app with no monthly fees or lock-in.
Worldline
Pan-European/global SoftPOS available as a standalone app or SDK, deployed in 20+ markets.
Worldpay
Tap to Pay from a global acquiring giant, aimed at mid-market and enterprise merchants.
Yoco
Leading South African SME provider offering tap-on-phone within its app and POS ecosystem.
Zeller
Australian all-in-one fintech with Tap to Pay built into one app alongside accounts and cards.
Most business reporting dashboards show: total sales by day/week/month, sales by product or category, payment method breakdown, busiest times/days, gross vs. net revenue (after fees), refunds and disputes, and tax summaries. Advanced features include employee/location tracking, inventory turnover, customer purchase history, and custom date ranges.
Many apps include basic reporting in the free tier (e.g., Square, Stripe, SumUp). Some providers reserve advanced analytics, custom reports, or longer data retention for paid plans. Check what's included before signing up.
Yes. Most apps integrate with QuickBooks, Xero, or similar platforms, syncing transactions automatically. Many also let you export CSV files for manual import or custom analysis.
Most modern Tap to Pay apps show sales in real time or near-real-time (within minutes). This is especially useful for tracking daily performance and spotting trends quickly.
Payment reporting shows transaction data only — what you sold and when. Full business reporting adds context: inventory levels, profit margins, cash flow, expenses, employee performance, and forecasting. Apps like Square and Shopify lean toward full business reporting; simpler apps focus mainly on payment data.