All tap to pay apps

Every tap to pay and SoftPOS app in our directory — filter by platform, category, region or price.

Enterprise-grade Tap to Pay through Adyen's unified commerce platform and SDKs.

iPhone & Android No monthly fee North America UK Europe
Pricing: Interchange++ plus a per-transaction fee; negotiated, enterprise-oriented pricing.

BNZ Pay

Bank of New Zealand

New Zealand bank's Tap to Pay app for accepting contactless payments on a phone.

iPhone & Android No monthly fee APAC
Pricing: BNZ merchant-services rates apply; varies by business.

Chase Tap to Pay

JPMorgan Chase

Tap to Pay on iPhone from a major US bank, integrated with Chase business banking and payments.

iPhone No monthly fee North America
Pricing: Chase merchant-services processing rates apply; varies by account.

Clover Go / Tap to Pay

Fiserv (Clover)

Clover Go brings tap-to-pay and a full business management suite to small and growing merchants.

iPhone & Android North America UK Europe
Pricing: Around 2.6% + 10¢ in person; plan and hardware costs vary, monthly software fees may apply.

Tap to Pay from a UK card-machine specialist, well suited to higher-volume merchants.

iPhone & Android UK Europe
Pricing: ~1.4% + 5p with ~£20/mo; better value at higher volumes.

Elavon Tap to Pay

Elavon (U.S. Bank)

Tap to Pay on iPhone from Elavon Mobile, backed by U.S. Bank's acquiring network.

iPhone No monthly fee North America UK Europe
Pricing: Negotiated acquiring rates; varies by merchant.

Flatpay

Flatpay ApS

Flat, transparent transaction pricing with Tap to Pay and POS, expanding across Europe.

iPhone & Android No monthly fee Europe UK
Pricing: Flat ~0.99%–1.49% per transaction; some markets include free hardware.

Flutterwave

Flutterwave

Pan-African payments company offering in-person acceptance including tap-to-pay in 30+ markets.

iPhone & Android No monthly fee Africa
Pricing: Transaction-based pricing; varies by country.

Contactless acceptance in the GoDaddy Commerce app for sellers already using GoDaddy for web and commerce.

iPhone & Android No monthly fee North America
Pricing: Around 2.6% + 0¢ in person; no mandatory monthly fee on the base plan.

Global Payments' Tap to Pay app for European merchants, no extra hardware required.

iPhone & Android No monthly fee UK Europe
Pricing: Transaction-based pricing; varies by market and plan.

Interchange-plus pricing that drops as you grow, with Tap to Pay on iPhone and transparent fees.

iPhone No monthly fee North America
Pricing: Interchange-plus (e.g. ~0.4% + 8¢ above interchange in person); no monthly fee. Effective rates fall with volume.

Free in-app tap-on-phone — one of South Africa's lowest-cost entry points to card acceptance.

Android No monthly fee Africa
Pricing: Free in-app (no hardware fee); tiered rates from ~1.75% that fall with volume.

InfinitePay InfiniteTap

CloudWalk (InfinitePay)

Brazilian fintech that pioneered Tap to Pay on iPhone, supporting both iOS and Android.

iPhone & Android No monthly fee LATAM
Pricing: Transaction-based; free account tools (payment links, boletos).

Lightspeed Tap to Pay

Lightspeed Commerce

Tap to Pay on iPhone for retail and hospitality merchants on the Lightspeed platform.

iPhone North America UK APAC
Pricing: Bundled with Lightspeed Payments; processing and software plan fees vary by business.

Mercado Pago Tap to Pay

Mercado Libre Group

Dominant Latin American fintech with Tap to Pay on iPhone and Point Tap on Android.

iPhone & Android No monthly fee LATAM
Pricing: Promotional rates for new users (e.g. ~2.99% for 3 months on Point Tap, Brazil); varies by country.

Mollie Tap

Mollie B.V.

Dutch PSP's no-hardware contactless app with simple onboarding and no fixed contract.

iPhone & Android No monthly fee UK Europe
Pricing: Per-transaction pricing, no fixed contract, no hardware cost; rates vary by market.

Monzo Tap to Pay

Monzo Bank Ltd

Tap to Pay in the Monzo Business app for occasional sellers at markets and events (Stripe-powered).

iPhone & Android No monthly fee UK
Pricing: 1.4% + 20p (UK consumer cards), 2.9% + 20p (international). Payouts ~3 working days.

myPOS Glass

myPOS World Ltd

Standalone tap-on-phone app that works across Europe with instant settlement to a myPOS account.

iPhone & Android No monthly fee UK Europe
Pricing: Free plan ~1.6% + £0.07; paid plan ~1.1% + £0.07 at £4.90/mo. Higher for foreign cards.

Nexi SoftPOS

Nexi Group

Pan-European Tap to Pay via Nexi's MyPayments app for independents and small merchants.

iPhone & Android No monthly fee Europe
Pricing: Transaction-based pricing; varies by market.

Tap to Pay for Nubank business account holders with fast settlement and installments.

iPhone & Android No monthly fee LATAM
Pricing: No rental; debit ~0.89%, credit ~3.09% (plan-dependent). Requires Nubank PJ account.

PagBank Tap On

PagBank PagSeguro

Brazilian acquirer's tap-on-phone in the PagVendas app with funds to a PagBank account.

iPhone & Android No monthly fee LATAM
Pricing: Transaction-based, no rental; settlement timing affects rate.

Payanywhere

North (Payanywhere)

Tap to Pay on iPhone with a free reader option and a familiar US mobile-payments app.

iPhone No monthly fee North America
Pricing: Flat-rate ~2.69% in person, or interchange-plus plans. No mandatory monthly fee.

Paymob

Paymob

Major MEA payments provider offering tap-to-pay alongside its gateway and POS across the region.

iPhone & Android No monthly fee MEA
Pricing: Transaction-based pricing; varies by market.

PayPal Tap to Pay

PayPal (formerly Zettle)

Accept contactless cards and wallets in the PayPal/Zettle app and get funds in your PayPal balance fast.

iPhone & Android No monthly fee North America UK Europe
Pricing: Around 2.29% + 9¢ per contactless transaction in the US. No monthly fee.

Early Indian SoftPOS turning NFC Android phones into card readers, with EMI conversion.

Android No monthly fee APAC
Pricing: Transaction-based; zero hardware investment.

Razorpay POS Tap to Pay

Razorpay (Ezetap)

SoftPOS / Tap to Pay for Indian merchants turning Android phones into card machines.

Android No monthly fee APAC
Pricing: Transaction-based pricing; varies by plan.

Tap to Pay on iPhone inside Revolut Business, strong for international and multi-currency sellers.

iPhone UK Europe
Pricing: 0.8% + 10p (Visa/Mastercard) or 1.7% + 10p (Amex); plans from ~£10/mo.

Tap to Pay inside Shopify POS, syncing in-person sales with your Shopify online store and inventory.

iPhone & Android North America UK Europe
Pricing: In-person rates from ~2.6% + 0¢ depending on Shopify plan; requires a Shopify subscription (plans from ~$29/mo).

Square

Block, Inc.

Turns an iPhone or Android phone into a contactless card reader for free, with a full POS, invoicing and reporting behind it.

iPhone & Android No monthly fee North America UK Europe
Pricing: 2.6% + 15¢ contactless on the free plan (2.5% + 15¢ Plus, 2.4% + 15¢ Premium). No monthly fee on the free plan.

Stripe Tap to Pay

Stripe, Inc.

Developer-first Tap to Pay via the Stripe Terminal SDK — embed contactless acceptance into your own iOS or Android app.

iPhone & Android No monthly fee North America UK Europe
Pricing: Typically 2.7% + 5¢ for in-person card payments in the US (varies by country and negotiated rates). No mandatory monthly fee.

No-monthly-fee contactless acceptance with a bundled business account, strong across Europe and beyond.

iPhone & Android No monthly fee UK Europe LATAM
Pricing: No monthly fee; roughly 1.69% (UK) up to ~2.1% in some markets per contactless transaction.

Teya Tap to Pay

Teya (formerly SaltPay)

Membership pricing with a bundled business account and 50+ ePOS integrations across Europe.

iPhone & Android UK Europe
Pricing: Membership-based pricing from ~0.5% per transaction; next-day settlement.

Tide Tap to Pay

Tide Platform Ltd

Tap to Pay on iPhone for Tide business account holders, with a subscription option to cut rates.

iPhone No monthly fee UK
Pricing: PAYG 1.5% + 11p, or 0.89% + 9p with a £17.99/mo 'Sell In Person' subscription.

Toast Tap

Toast, Inc.

Restaurant-focused contactless acceptance built into the Toast platform for tableside and on-the-go orders.

iPhone & Android North America UK Europe
Pricing: Custom processing rates; Toast software plans range from free tiers to paid monthly subscriptions.

Stone's SME brand with tap-on-phone plus unified Pix QR and SoftPOS acceptance.

iPhone & Android No monthly fee LATAM
Pricing: No rental; debit from ~0.79%, credit from ~3.05% (plan-dependent).

Tyl by NatWest Tap to Pay

NatWest Group (Tyl)

Bank-backed tap-on-phone with no monthly app or PCI fees; no NatWest bank account required.

iPhone & Android No monthly fee UK
Pricing: No monthly app/PCI fee; 1.39% domestic/EU consumer cards, 1.99% other.

Tyro BYO App

Tyro Payments Ltd

Tap to Pay on iPhone from an Australian fintech; works alongside an existing bank account.

iPhone No monthly fee APAC
Pricing: ~1.4% per transaction; generally no monthly fee or contract.

Viva.com Tap to Pay

Viva.com (Viva Wallet)

Pan-European acquirer with Tap to Pay built into the Viva.com Business app and a bundled account.

iPhone & Android No monthly fee UK Europe
Pricing: Competitive SME transaction rates, no dedicated hardware cost; varies by country.

Westpac EFTPOS Air

Westpac Banking Corporation

Australian bank's no-hardware Tap to Pay app with no monthly fees or lock-in.

iPhone & Android No monthly fee APAC
Pricing: 1.4% per transaction; no setup costs, monthly fees or lock-in.

Pan-European/global SoftPOS available as a standalone app or SDK, deployed in 20+ markets.

iPhone & Android No monthly fee Europe APAC
Pricing: Varies by market/acquirer; transaction-fee based (e.g. ~1.3% via ANZ Worldline AU).

Tap to Pay from a global acquiring giant, aimed at mid-market and enterprise merchants.

iPhone & Android No monthly fee North America UK Europe
Pricing: Negotiated acquiring rates; pricing varies by merchant and region.

Leading South African SME provider offering tap-on-phone within its app and POS ecosystem.

iPhone & Android No monthly fee Africa
Pricing: Per-transaction from ~2.95% (excl VAT), reducing with turnover; no lock-in.

Australian all-in-one fintech with Tap to Pay built into one app alongside accounts and cards.

iPhone & Android No monthly fee APAC
Pricing: ~1.4% per transaction; no monthly fee or contract.

Platform & white-label SoftPOS vendors

These companies provide the SoftPOS technology that banks, acquirers and other apps build on. They're typically not used directly by individual merchants.

Dejamobile ReadyToTap

Dejamobile (Market Pay)

Pioneering French white-label SoftPOS live in 20 countries across Europe and Latin America.

iPhone & Android Europe LATAM
Pricing: B2B white-label/SDK licensing.

Halo Dot

Halo Dot

MPoC-certified white-label SoftPOS for banks, acquirers and PSPs — app or SDK.

iPhone & Android Africa
Pricing: B2B — pricing set by the deploying bank/acquirer.

White-label SoftPOS platform (incorporating Phos) for banks, PSPs and enterprises — not a direct merchant app.

iPhone & Android
Pricing: B2B platform/licensing — pricing set by the deploying bank or acquirer.

Software-defined trust SoftPOS enabling tap-to-pay + PIN on Android without dedicated hardware.

Android North America UK
Pricing: B2B platform/cloud licensing.

Mypinpad

Mypinpad

SDK and white-label app vendor with one of the broadest payment/PIN-on-glass certification stacks.

iPhone & Android
Pricing: B2B SDK/white-label licensing via commercial engagement.

Pure-software SoftPOS notable for supporting Germany's girocard, used by banks and retailers.

Android Europe
Pricing: B2B licensing via banks, acquirers and retailers.

Softpay

Softpay

SoftPOS SDK and white-label app letting partners launch a branded tap-to-pay app quickly.

Android Europe
Pricing: B2B SDK/white-label licensing.