Square vs SumUp Tap to Pay
Both are no-monthly-fee options. SumUp tends to be cheaper per transaction in Europe and bundles a business account, while Square offers a deeper POS, inventory and reporting suite — better as your operation grows.
| Square | SumUp Tap to Pay | |
|---|---|---|
| Company | Block, Inc. | SumUp |
| Platforms | iPhone & Android | iPhone & Android |
| In-person pricing | 2.6% + 15¢ contactless on the free plan (2.5% + 15¢ Plus, 2.4% + 15¢ Premium). No monthly fee on the free plan. | No monthly fee; roughly 1.69% (UK) up to ~2.1% in some markets per contactless transaction. |
| Monthly fee | None to start | None to start |
| Business reporting | Yes | Yes |
| Countries | US, UK, Canada, Australia, Ireland, France | UK, Germany, France, Italy, Spain, Brazil |
| Best for | Most small businesses wanting an all-in-one free POS | European micro-merchants and mobile sellers |