Square vs Stripe Tap to Pay
Square is the better choice if you want a ready-made app with a full POS, inventory and reporting out of the box. Stripe Tap to Pay wins for developers and platforms that want to embed contactless payments into their own app and unify online + in-person.
| Square | Stripe Tap to Pay | |
|---|---|---|
| Company | Block, Inc. | Stripe, Inc. |
| Platforms | iPhone & Android | iPhone & Android |
| In-person pricing | 2.6% + 15¢ contactless on the free plan (2.5% + 15¢ Plus, 2.4% + 15¢ Premium). No monthly fee on the free plan. | Typically 2.7% + 5¢ for in-person card payments in the US (varies by country and negotiated rates). No mandatory monthly fee. |
| Monthly fee | None to start | None to start |
| Business reporting | Yes | Yes |
| Countries | US, UK, Canada, Australia, Ireland, France | US, UK, Canada, Australia, France, Germany |
| Best for | Most small businesses wanting an all-in-one free POS | Developers & platforms embedding payments in their own app |