SumUp Tap to Pay vs PayPal Tap to Pay
SumUp usually has lower per-transaction rates in Europe and a bundled account; PayPal is compelling if you already rely on PayPal for online sales and payouts.
| SumUp Tap to Pay | PayPal Tap to Pay | |
|---|---|---|
| Company | SumUp | PayPal (formerly Zettle) |
| Platforms | iPhone & Android | iPhone & Android |
| In-person pricing | No monthly fee; roughly 1.69% (UK) up to ~2.1% in some markets per contactless transaction. | Around 2.29% + 9¢ per contactless transaction in the US. No monthly fee. |
| Monthly fee | None to start | None to start |
| Business reporting | Yes | Yes |
| Countries | UK, Germany, France, Italy, Spain, Brazil | US, UK, Germany, France, Italy, Spain |
| Best for | European micro-merchants and mobile sellers | Sellers already using PayPal |