Square vs Clover Go / Tap to Pay
Square is simpler and free to start, ideal for solo sellers and small shops. Clover scales further into multi-location retail and restaurants but typically involves software/hardware costs.
| Square | Clover Go / Tap to Pay | |
|---|---|---|
| Company | Block, Inc. | Fiserv (Clover) |
| Platforms | iPhone & Android | iPhone & Android |
| In-person pricing | 2.6% + 15¢ contactless on the free plan (2.5% + 15¢ Plus, 2.4% + 15¢ Premium). No monthly fee on the free plan. | Around 2.6% + 10¢ in person; plan and hardware costs vary, monthly software fees may apply. |
| Monthly fee | None to start | Varies |
| Business reporting | Yes | Yes |
| Countries | US, UK, Canada, Australia, Ireland, France | US, Canada, UK, Ireland |
| Best for | Most small businesses wanting an all-in-one free POS | Growing retail & restaurants wanting a full POS suite |