Stripe Tap to Pay vs Adyen Tap to Pay
Both are developer-first global platforms. Stripe is generally faster to integrate for smaller teams; Adyen is geared toward large enterprises and marketplaces with complex global needs.
| Stripe Tap to Pay | Adyen Tap to Pay | |
|---|---|---|
| Company | Stripe, Inc. | Adyen N.V. |
| Platforms | iPhone & Android | iPhone & Android |
| In-person pricing | Typically 2.7% + 5¢ for in-person card payments in the US (varies by country and negotiated rates). No mandatory monthly fee. | Interchange++ plus a per-transaction fee; negotiated, enterprise-oriented pricing. |
| Monthly fee | None to start | None to start |
| Business reporting | Yes | Yes |
| Countries | US, UK, Canada, Australia, France, Germany | US, UK, Netherlands, Germany, France, Australia |
| Best for | Developers & platforms embedding payments in their own app | Enterprises & platforms with global footprints |